Rental Property on Coastal Funding DSCR Bloghttps://blog.cfcdscr.com/tags/rental-property/Recent content in Rental Property on Coastal Funding DSCR BlogHugoen-usThu, 22 Oct 2026 13:00:00 -0500How to Calculate DSCR: Rental Property Loan Exampleshttps://blog.cfcdscr.com/posts/how-to-calculate-dscr/Thu, 22 Oct 2026 13:00:00 -0500https://blog.cfcdscr.com/posts/how-to-calculate-dscr/<p><strong>To calculate DSCR for a rental property loan, divide the property&rsquo;s gross monthly rent by its monthly PITIA (principal, interest, taxes, insurance, and HOA dues). A result of 1.0 means the rent exactly covers the payment. Many DSCR lenders want 1.0 or higher, and stronger ratios often get better pricing.</strong></p> <p>New to DSCR loans? Start with our <a href="https://blog.cfcdscr.com/posts/welcome/">welcome guide</a>. This post goes deeper into the math, so you can run the numbers before you make an offer.</p>