Welcome to the Coastal Funding DSCR Blog
Welcome to the Coastal Funding DSCR Blog. This blog is all about DSCR loans: investment-property mortgages that qualify mainly on a property’s rental income instead of your personal income.
What you’ll find here
- DSCR basics: what a debt service coverage ratio is and how lenders use it.
- The math: DSCR = gross monthly rent ÷ monthly PITIA (principal, interest, taxes, insurance and HOA dues). A ratio of 1.0 or higher means the rent covers the payment.
- Investor scenarios: long-term rentals, short-term rentals, and buying in an LLC.
- Process tips: what to gather before you apply and what to expect.
Talk to us
Coastal Funding Corporation (NMLS 103035) offers DSCR investment-property loans nationwide. Call (833) 457-6500 or visit www.cfcdscr.com.